Business Law Library & Tracker

Finance, Payments & Security

Credit, payment risk, security interests, insolvency triggers and regulated finance.

Sources last reviewed 20 July 2026

Main law guides

42

Acts, regulations and codes worth reading first

Topics

16

Plain-English clusters

Published case explainers

9

Selected cases with a business lesson

Tracked updates

6

New, amended & reviewed

Plain-English explainers, not legal advice. Use the linked official source for section-level detail, and get advice for your situation.

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Main laws

Main lawNew Zealand

Anti-Money Laundering and Countering Financing of Terrorism Act 2009

2009 No 35

PriorityIn force4 practical checks · checked 13 June 2026
Finance, Payments & SecurityRegulatory Compliance
Main lawNew Zealand

Contracts of Insurance Act 2024

2024 No 46

PriorityStaged commencement4 practical checks · checked 13 June 2026
Contracts & CommercialFinance, Payments & Security
Main lawNew Zealand

Credit Contracts and Consumer Finance Act 2003

2003 No 52

PriorityIn force4 practical checks · checked 13 June 2026
Finance, Payments & SecurityConsumer Law & Trading
Main lawNew Zealand

Customer and Product Data Act 2025

2025 No 14

PriorityIn force; sector duties depend on designation6 practical checks · checked 18 July 2026
Privacy & DataDigital & EcommerceFinance, Payments & Security
Main lawNew Zealand

Financial Markets Conduct Act 2013

2013 No 69

PriorityIn force4 practical checks · checked 13 June 2026
Finance, Payments & SecurityCompanies & Startups
Main lawNew Zealand

KiwiSaver Act 2006

2006 No 40

PriorityIn force4 practical checks · checked 13 June 2026
Employment & WorkplaceFinance, Payments & Security
Main lawNew Zealand

Personal Property Securities Act 1999

1999 No 126

PriorityIn force4 practical checks · checked 13 June 2026
Finance, Payments & SecurityContracts & Commercial
Main lawNew Zealand

Receiverships Act 1993

1993 No 122

PriorityIn force4 practical checks · checked 13 June 2026
Insolvency & RestructuringFinance, Payments & Security
Main lawNew Zealand

Retail Payment System Act 2022

2022 No 21

PriorityIn force4 practical checks · checked 13 June 2026
Finance, Payments & SecurityDigital & Ecommerce

Tracker

  1. New13 June 2026

    Contracts of Insurance Act 2024 added as a staged reform

    Businesses should review proposal forms, renewal checklists, broker instructions and policy exclusions before relying on insurance wording after a claim.

    Contracts & CommercialFinance, Payments & Security
  2. New13 June 2026

    Retail payment system rules added for merchants and platforms

    Merchants and platforms should understand who controls fees, refunds, settlement timing and customer payment wording.

    Finance, Payments & SecurityDigital & Ecommerce

Cases