Financial promotions review for fintech and payments businesses

Financial promotions often combine product claims, pricing statements, eligibility messaging, disclaimers, and sign-up prompts in a way that can create legal risk if the wording is unclear or overstated. For fintech and payments businesses, even small phrases about benefits, speed, savings, approval, or account features can matter. A review helps identify where customer-facing statements may need stronger qualification, clearer disclosure, or closer alignment with how the product actually works. It is particularly useful before launching a campaign, updating a website, or rolling out a new offer.

We can review a range of customer-facing promotional materials, up to the stated limit of 3 promotions or campaigns. That may include website pages, app store copy, landing pages, email campaigns, paid ads, social posts, sign-up flows, or promotional banners tied to a financial product or service. The key point is that the review is document-led and based on the materials you provide. If your campaign spans many assets or multiple versions, we can help you decide which pieces should be prioritised within the fixed-fee.

We can give legal feedback on risk areas, wording issues, and where stronger disclosure or changes may be sensible, but we cannot promise that a promotion will be compliant in every scenario. The service helps you We will make the key issues clear so you can decide what to do next. That is partly because the legal analysis may depend on facts outside the document itself, including how the offer is delivered, what customers are told elsewhere, and For Financial Promotions Review, the wording should follow your real information flows. For Financial Promotions Review, collection points and disclosure practices shape the drafting. information in practice.

Usually not. A generic disclaimer may miss the real issue if the main promotional message is too broad, too absolute, or inconsistent with the customer journey. In many cases, the better approach is to review the headline claims, qualifications, pricing presentation, eligibility wording, and sign-up flow together. The right drafting and advice depend on how your business actually operates and how the promotion is shown to customers. We can flag where a standard disclaimer may be insufficient and where the underlying wording itself should change.

You will receive written feedback identifying key legal risk points and suggested changes, followed by a 30-minute call to talk through the recommendations. Some businesses use that advice internally to update their campaign copy, while others ask for further help with revised wording or related documents. If extra work is needed, such as redrafting promotions, reviewing updated versions, or looking at linked customer terms, we can scope that separately. The initial review is intended to give you a clear basis for the next drafting or approval step.

Submit an enquiry on this page or click 'Get started'. One of our legal consultants will review it within 1 business day and get in touch to understand what you need.

Your consultant will then email you a fixed-fee quote setting out the cost, scope and timing. If you're happy with it, you can accept the quote and sign our engagement letter online.

Once you've accepted, one of our Australian-qualified lawyers will work with you to complete your project. They'll contact you by email or phone if they need anything.

Sprintlaw works on fixed-fee pricing wherever possible, so you can review the scope and cost before you decide whether to proceed. For the Financial Promotions Review service, pricing starts from $900.00.

After you enquire, a legal consultant will confirm what is included, the expected timing and whether any extra work is needed before you engage us.

We work online, so we can help wherever you are in New Zealand. Our team works remotely, mainly from Australia.

Your work is done by our Australian-qualified lawyers, who hold Australian practising certificates and specialise in business law. None of them are New Zealand lawyers or hold a New Zealand practising certificate.

Sprintlaw NZ Limited is a legal consultancy, not a law firm, and is not regulated by the New Zealand Law Society. We don't act in court or tribunal matters, conveyancing (including leases and business sales) or other reserved areas of work. Communications with Sprintlaw are unlikely to be protected by legal professional privilege. We still keep everything confidential under our engagement letter.