Getting Finance Articles

Expert articles and practical legal guides on getting finance for new zealand businesses.

Credit Applications and Terms of Trade in New Zealand: Key Legal Terms for Businesses

Credit Applications and Terms of Trade in New Zealand: Key Legal Terms for Businesses

Supplying on credit can create cash flow risk fast. This guide explains the key legal terms in a credit application and terms of trade for New Zealand

11 May 2026
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Is Cryptocurrency Legal In New Zealand? Crypto Compliance For Businesses

Is Cryptocurrency Legal In New Zealand? Crypto Compliance For Businesses

If you’re running (or starting) a business and you’re wondering whether cryptocurrency is legal in New Zealand , you’re not alone. More and more customers, investors and founders are looking at crypto...

8 May 2026
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How To Value Shares In A Private NZ Company

How To Value Shares In A Private NZ Company

If you run a company in New Zealand, there’s a good chance you’ll eventually need to work out what your shares are worth. Maybe you’re bringing in an investor, buying out a...

5 May 2026
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How To Transfer Shares In A Private Company In New Zealand

How To Transfer Shares In A Private Company In New Zealand

If you run a company with other founders, investors, friends, or family members, there’ll often come a time when someone wants to buy in, cash out, or reshuffle ownership. That’s where share...

4 May 2026
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How To Do A Free PPSR Check In New Zealand

How To Do A Free PPSR Check In New Zealand

If you’re buying a used vehicle, second-hand machinery, business equipment, or even taking over stock as part of a deal, you’ll probably hear someone say: “Make sure you do a PPSR check...

23 April 2026
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How The PPSR Works In New Zealand And Protects Your Business

How The PPSR Works In New Zealand And Protects Your Business

If you run a small business, you’ll probably deal with “assets” every day - stock, equipment, vehicles, tools, and sometimes even customer accounts. What many business owners don’t realise is that someone...

19 April 2026
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Guarantors Explained: Rights & Obligations In New Zealand

Guarantors Explained: Rights & Obligations In New Zealand

If you’re running a small business, there’s a good chance you’ll come across a guarantee at some point - especially when you’re leasing premises, borrowing money, buying equipment on finance, or setting...

15 April 2026
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Director Loans In NZ: What They Are And How They Work

Director Loans In NZ: What They Are And How They Work

If you run your business through a company, it’s surprisingly common for money to move back and forth between you (as a director or shareholder) and the company. Maybe you’ve covered a...

28 March 2026
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Company Charges and the PPSR in New Zealand

Company Charges and the PPSR in New Zealand

If you’re running a business, you’ll probably deal with finance at some point - whether that’s a bank loan, a supplier giving you credit terms, or an investor wanting security for their...

20 March 2026
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Arm’s Length Transactions In New Zealand: What They Mean For Businesses

Arm’s Length Transactions In New Zealand: What They Mean For Businesses

If you run a small business, you’ll probably do deals with people you already know at some point. It might be a loan from a director to help cash flow, a supplier...

5 March 2026
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Personal Property Securities Act 1999 (PPSA) NZ: Business Assets & Security Interests

Personal Property Securities Act 1999 (PPSA) NZ: Business Assets & Security Interests

If you're running a business in New Zealand, there's a good chance you're relying on business "stuff" to make money - stock, equipment, vehicles, tools, IP, even accounts receivable (money customers owe...

3 February 2026
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What Is Goodwill In Business?

What Is Goodwill In Business?

If you’re buying a business, selling one, or raising investment, you’ll probably hear the word goodwill pretty quickly. And it can feel a bit strange at first - because goodwill isn’t a...

31 January 2026
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Finance Leases In New Zealand: What To Know Before You Sign

Finance Leases In New Zealand: What To Know Before You Sign

If you’re running a small business, getting the right equipment at the right time can be the difference between “we’re growing” and “we’re stuck”. But paying upfront for vehicles, machinery, POS systems,...

27 January 2026
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How To Value A Business In New Zealand

How To Value A Business In New Zealand

If you’re thinking about selling your business, bringing in an investor, buying out a co-founder, or even just getting a clearer picture of what you’ve built, you’ll eventually ask the same question:...

20 January 2026
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What Is Due Diligence? A Practical Guide For New Zealand Businesses

What Is Due Diligence? A Practical Guide For New Zealand Businesses

If you’re buying a business, raising investment, taking on a major supplier, or signing a long-term lease, you’ll probably hear the phrase “due diligence” pretty early on. But what is due diligence,...

20 January 2026
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How To Register A PPSR Security Interest In New Zealand

How To Register A PPSR Security Interest In New Zealand

If you sell goods on credit, lease out equipment, lend money to another business, or finance big purchases for customers, you’re probably taking on more risk than you realise. That’s where the...

18 January 2026
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PPSA In NZ: How It Affects Business Loans, Leases And Trade Credit

PPSA In NZ: How It Affects Business Loans, Leases And Trade Credit

If you run a small business, chances are you’ve bought stock on account, leased equipment, or taken out finance to help with cashflow. In all of those everyday situations, the PPSA can...

17 January 2026
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PPSA In New Zealand: What It Means For Secured Loans

PPSA In New Zealand: What It Means For Secured Loans

If you run a small business, you’re probably used to juggling cashflow, suppliers, customer payments, and the occasional “we’ll pay you next week” promise. What many business owners don’t realise is that...

17 January 2026
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Sprintlaw in 2025

Sprintlaw in 2025

2025 has been another major year of transformation at Sprintlaw. As AI’s capabilities in law continued to accelerate - and we saw a major surge in funding across legal tech - it's...

22 December 2025
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What Is The Pari Passu Principle? (2026 Updated)

What Is The Pari Passu Principle? (2026 Updated)

If you’ve ever skimmed a finance document, a shareholder arrangement, or an insolvency update and seen the words pari passu , you’re not alone in thinking, “Okay… but what does that actually...

6 January 2025
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What Is A Right Of First Refusal? (2026 Updated)

What Is A Right Of First Refusal? (2026 Updated)

If you’re buying into a business, taking on a new investor, or even selling a key asset, you might hear someone say, “We’ll need a right of first refusal.” It sounds straightforward...

6 January 2025
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Airbnb In New Zealand: Is It Legal? (2026 Updated)

Airbnb In New Zealand: Is It Legal? (2026 Updated)

Airbnb (and other short-stay platforms) can be a great way to earn extra income from a spare room, a bach, or an investment property. But if you’ve ever wondered “is Airbnb legal...

5 January 2025
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What Do I Need To Know About Convertible Notes? (2026 Updated)

What Do I Need To Know About Convertible Notes? (2026 Updated)

Raising money for your startup is exciting - and a little daunting. If you’re not ready to lock in a valuation (or you’re trying to keep a funding round moving fast), you’ve...

5 January 2025
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Registering A Security Interest To Protect Your Business (2026 Updated)

Registering A Security Interest To Protect Your Business (2026 Updated)

If you sell goods on credit, lease out equipment, or lend money to customers (even informally), you’re taking on a risk most business owners don’t think about until it’s too late: what...

5 January 2025
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