Getting Finance Articles
Expert articles and practical legal guides on getting finance for new zealand businesses.
Selling Your Own Shares In A New Zealand Company: Key Factors Before You Cash Out
If you’re a founder, early investor, or shareholder in a New Zealand company, there might come a time when you want to take some money off the table. Maybe you’re exiting entirely,...
15 June 2026
Reporting Entities Under New Zealand’s AML/CFT Laws
If you run a small business in New Zealand, “AML/CFT” can sound like something that only banks and big finance companies need to worry about. But in reality, a wide range of...
11 June 2026Purchase Money Security Interest (PMSI) In New Zealand Under The PPSA
If you sell goods on credit, supply stock to other businesses, or finance equipment for customers, you’ll probably come across the term purchase money security interest (PMSI). It sounds technical, but the...
8 June 2026
Protecting Commercially Sensitive Information In New Zealand
If you run a small business, you’re probably sharing information all the time - with staff, contractors, suppliers, potential investors, and even customers. Some of that information is routine. But some of...
8 June 2026
Personal Property Securities Register (PPSR) In New Zealand: Why It Matters
If you’re running a small business, it’s normal to focus on day-to-day cashflow, customers, and keeping operations moving. But there’s one legal register that can quietly make or break your position if...
5 June 2026Personal Guarantees In New Zealand: Risks And Key Considerations
If you’re running a small business, it’s pretty common to be asked to sign a personal guarantee – especially when you’re applying for finance, leasing premises, or setting up accounts with key...
5 June 2026
Personal Guarantee Template NZ: What To Include And Key Business Risks
If you sell goods or services on credit, take on a new lease, or apply for funding, you’ve probably seen the words “personal guarantee” pop up in the paperwork. It can feel...
4 June 2026
Owner Financing When Buying Or Selling A Business In New Zealand
If you’re buying or selling a business, the price is often only half the story. The other half is how that price will be paid. That’s where owner financing can be a...
2 June 2026
Memorandums Of Understanding (MoUs) In New Zealand
If you’re about to start a new business relationship - a supplier deal, a partnership, a joint project, or even a potential investment - you’ll often hit the same question early on:...
22 May 2026
Lending Money To A Limited Company In New Zealand: Legal Risks And Protection
Lending money to a limited company in New Zealand can be a smart way to fund growth, bridge cashflow gaps, or support a venture you believe in. But it can also get...
18 May 2026
Credit Applications and Terms of Trade in New Zealand: Key Legal Terms for Businesses
Supplying on credit can create cash flow risk fast. This guide explains the key legal terms in a credit application and terms of trade for New Zealand
11 May 2026
Is Cryptocurrency Legal In New Zealand? Crypto Compliance For Businesses
If you’re running (or starting) a business and you’re wondering whether cryptocurrency is legal in New Zealand , you’re not alone. More and more customers, investors and founders are looking at crypto...
8 May 2026How To Value Shares In A Private NZ Company
If you run a company in New Zealand, there’s a good chance you’ll eventually need to work out what your shares are worth. Maybe you’re bringing in an investor, buying out a...
5 May 2026How To Transfer Shares In A Private Company In New Zealand
If you run a company with other founders, investors, friends, or family members, there’ll often come a time when someone wants to buy in, cash out, or reshuffle ownership. That’s where share...
4 May 2026How To Do A Free PPSR Check In New Zealand
If you’re buying a used vehicle, second-hand machinery, business equipment, or even taking over stock as part of a deal, you’ll probably hear someone say: “Make sure you do a PPSR check...
23 April 2026
How The PPSR Works In New Zealand And Protects Your Business
If you run a small business, you’ll probably deal with “assets” every day - stock, equipment, vehicles, tools, and sometimes even customer accounts. What many business owners don’t realise is that someone...
19 April 2026
Guarantors Explained: Rights & Obligations In New Zealand
If you’re running a small business, there’s a good chance you’ll come across a guarantee at some point - especially when you’re leasing premises, borrowing money, buying equipment on finance, or setting...
15 April 2026
Director Loans In NZ: What They Are And How They Work
If you run your business through a company, it’s surprisingly common for money to move back and forth between you (as a director or shareholder) and the company. Maybe you’ve covered a...
28 March 2026
Company Charges and the PPSR in New Zealand
If you’re running a business, you’ll probably deal with finance at some point - whether that’s a bank loan, a supplier giving you credit terms, or an investor wanting security for their...
20 March 2026
Arm’s Length Transactions In New Zealand: What They Mean For Businesses
If you run a small business, you’ll probably do deals with people you already know at some point. It might be a loan from a director to help cash flow, a supplier...
5 March 2026
Personal Property Securities Act 1999 (PPSA) NZ: Business Assets & Security Interests
If you're running a business in New Zealand, there's a good chance you're relying on business "stuff" to make money - stock, equipment, vehicles, tools, IP, even accounts receivable (money customers owe...
3 February 2026
What Is Goodwill In Business?
If you’re buying a business, selling one, or raising investment, you’ll probably hear the word goodwill pretty quickly. And it can feel a bit strange at first - because goodwill isn’t a...
31 January 2026
Finance Leases In New Zealand: What To Know Before You Sign
If you’re running a small business, getting the right equipment at the right time can be the difference between “we’re growing” and “we’re stuck”. But paying upfront for vehicles, machinery, POS systems,...
27 January 2026
How To Value A Business In New Zealand
If you’re thinking about selling your business, bringing in an investor, buying out a co-founder, or even just getting a clearer picture of what you’ve built, you’ll eventually ask the same question:...
20 January 2026
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