Getting Finance Articles
Expert articles and practical legal guides on getting finance for new zealand businesses.

How VC Assumptions Shape Startup Investment Terms in New Zealand
VC assumptions can shape your fundraising terms long before a deal is signed. Here is what New Zealand founders should understand about investor

Legal Agreements Every Founder Should Know When Raising Funds from Angel Investors
Raising angel investment in New Zealand can involve more than a simple term sheet. Learn the key legal agreements founders should understand, the clauses

Company Secretarial Essentials: Compliance, Registers & Best Practices in New Zealand
Company secretarial essentials cover the records, filings and governance habits that keep a New Zealand company organised. This guide explains what to

What Is a Lien? How Liens Work and When They Apply
A lien can let a business keep possession of goods until payment is made, but it does not automatically transfer ownership or create a right to sell. This

Liquidation Preference: What Founders Should Know
Liquidation preference can drastically change who gets paid in a startup exit. This guide explains how it works in New Zealand, where founders get caught

Company Valuation Formula: How to Calculate It in New Zealand
A practical guide to the company valuation formula in New Zealand, including earnings multiples, revenue multiples, asset-based methods, discounted cash

Leasing Equipment in New Zealand: Legal Essentials
Leasing equipment can help New Zealand businesses preserve cash flow, but the legal terms often decide whether the deal is useful or costly. This guide
Vendor Financing in New Zealand: Structuring Deals and Managing Security
Buying or selling a business is a big moment. But it’s also a time when financing can get tricky - especially if a buyer can’t (or doesn’t want to) fund the whole...

Selling Shares in a New Zealand Private Company: Legal Checklist
Selling shares in your private company can be a smart move - whether you’re bringing in an investor, exiting the business (fully or partially), or restructuring ownership between founders. But selling shares...

Selling Your Own Shares In A New Zealand Company: Key Factors Before You Cash Out
If you’re a founder, early investor, or shareholder in a New Zealand company, there might come a time when you want to take some money off the table. Maybe you’re exiting entirely,...

Reporting Entities Under New Zealand’s AML/CFT Laws
If you run a small business in New Zealand, “AML/CFT” can sound like something that only banks and big finance companies need to worry about. But in reality, a wide range of...

Purchase Money Security Interest (PMSI) In New Zealand Under The PPSA
If you sell goods on credit, supply stock to other businesses, or finance equipment for customers, you’ll probably come across the term purchase money security interest (PMSI). It sounds technical, but the...

Protecting Commercially Sensitive Information In New Zealand
If you run a small business, you’re probably sharing information all the time - with staff, contractors, suppliers, potential investors, and even customers. Some of that information is routine. But some of...

Personal Property Securities Register (PPSR) In New Zealand: Why It Matters
If you’re running a small business, it’s normal to focus on day-to-day cashflow, customers, and keeping operations moving. But there’s one legal register that can quietly make or break your position if...

Personal Guarantees In New Zealand: Risks And Key Considerations
If you’re running a small business, it’s pretty common to be asked to sign a personal guarantee – especially when you’re applying for finance, leasing premises, or setting up accounts with key...

Personal Guarantee Template NZ: What To Include And Key Business Risks
If you sell goods or services on credit, take on a new lease, or apply for funding, you’ve probably seen the words “personal guarantee” pop up in the paperwork. It can feel...

Owner Financing When Buying Or Selling A Business In New Zealand
If you’re buying or selling a business, the price is often only half the story. The other half is how that price will be paid. That’s where owner financing can be a...

Memorandums Of Understanding (MoUs) In New Zealand
If you’re about to start a new business relationship - a supplier deal, a partnership, a joint project, or even a potential investment - you’ll often hit the same question early on:...

Lending Money To A Limited Company In New Zealand: Legal Risks And Protection
Lending money to a limited company in New Zealand can be a smart way to fund growth, bridge cashflow gaps, or support a venture you believe in. But it can also get...

Credit Applications and Terms of Trade in New Zealand: Key Legal Terms for Businesses
Supplying on credit can create cash flow risk fast. This guide explains the key legal terms in a credit application and terms of trade for New Zealand

Is Cryptocurrency Legal In New Zealand? Crypto Compliance For Businesses
If you’re running (or starting) a business and you’re wondering whether cryptocurrency is legal in New Zealand , you’re not alone. More and more customers, investors and founders are looking at crypto...

How To Value Shares In A Private NZ Company
If you run a company in New Zealand, there’s a good chance you’ll eventually need to work out what your shares are worth. Maybe you’re bringing in an investor, buying out a...

How To Transfer Shares In A Private Company In New Zealand
If you run a company with other founders, investors, friends, or family members, there’ll often come a time when someone wants to buy in, cash out, or reshuffle ownership. That’s where share...

How To Do A Free PPSR Check In New Zealand
If you’re buying a used vehicle, second-hand machinery, business equipment, or even taking over stock as part of a deal, you’ll probably hear someone say: “Make sure you do a PPSR check...
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