Consumer Law Articles

Expert articles and practical legal guides on consumer law for new zealand businesses.

Can You Charge Late Fees On Invoices In New Zealand?

Can You Charge Late Fees On Invoices In New Zealand?

You’ve done the work, delivered the product, and sent the invoice. Then you wait. And follow up. And wait some more. If you run a small business, late payments can quickly turn...

13 March 2026
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Can You Legally Sell a Debt to a Collection Agency in NZ?

Can You Legally Sell a Debt to a Collection Agency in NZ?

If you’re running a small business, unpaid invoices can quickly turn from “a bit annoying” into a real cashflow problem. When you’ve chased a customer, sent reminders, and tried to negotiate a...

13 March 2026
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Can You Legally Remove Unpaid Goods From Your Business Premises In NZ?

Can You Legally Remove Unpaid Goods From Your Business Premises In NZ?

It’s a situation most small businesses will run into at some point: a customer (or another business) leaves goods on your premises, doesn’t pay, and you’re left thinking, “Can I just remove...

13 March 2026
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Can NZ Businesses Charge Interest On Overdue Invoices?

Can NZ Businesses Charge Interest On Overdue Invoices?

Chasing unpaid invoices is one of those parts of running a business that no one puts on the vision board. You’ve done the work, delivered the goods, or hit the milestone -...

11 March 2026
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Can Businesses Refuse Cash Payments In New Zealand?

Can Businesses Refuse Cash Payments In New Zealand?

If you’re running a café, retail store, gym, tradie business, or any customer-facing operation, you’ve probably noticed more people tapping cards and paying online. At the same time, you might be thinking:...

10 March 2026
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Can Businesses Legally Remove Google Reviews In New Zealand?

Can Businesses Legally Remove Google Reviews In New Zealand?

If you run a small business, online reviews can feel like a second storefront. When you get a great review, it’s a win. When you get a harsh (or plainly unfair) one,...

10 March 2026
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Are Service Charges Mandatory in NZ Hospitality and Retail?

Are Service Charges Mandatory in NZ Hospitality and Retail?

If you run a café, restaurant, bar, takeaway shop, hotel, or even a retail store with in-person services, you’ve probably seen service charges become more common (and more contentious) in New Zealand....

4 March 2026
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Are Price Match Guarantees Legal In New Zealand?

Are Price Match Guarantees Legal In New Zealand?

A price match guarantee can be a great way to win customers who are comparing your prices online, in-store, or across marketplaces. It can also be a fast way to create legal...

4 March 2026
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Are Minimum Card Payment Requirements Legal In New Zealand?

Are Minimum Card Payment Requirements Legal In New Zealand?

If you run a café, takeaway shop, salon, market stall, or any business where payments are often “tap and go”, you’ve probably been asked (or tempted to ask): “Is there a minimum...

3 March 2026
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Acceptable Quality Under NZ Consumer Guarantees Act

Acceptable Quality Under NZ Consumer Guarantees Act

If you sell products, supply services, or run an online store in New Zealand, you’ve probably heard of the Consumer Guarantees Act 1993 (CGA). But one part of the CGA causes a...

28 February 2026
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Accepting Cryptocurrency Payments In New Zealand: Legal And Tax Issues

Accepting Cryptocurrency Payments In New Zealand: Legal And Tax Issues

More customers are asking to pay in cryptocurrency, and for some businesses it’s a genuine competitive edge - faster settlement, potentially lower card fees, and a modern brand position. But before you...

27 February 2026
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Return Policies In NZ: What To Include And How To Stay Compliant

Return Policies In NZ: What To Include And How To Stay Compliant

If you sell products (or even services) in New Zealand, customers will often ask one simple question before they buy: "What's your return policy?" Having a clear return policy isn't just a...

8 February 2026
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Implied Terms & Consumer Guarantees for Goods Sales in NZ

Implied Terms & Consumer Guarantees for Goods Sales in NZ

If you sell goods in New Zealand (whether you’re running a retail shop, an online store, a trade supply business, or you manufacture products), you’ll come across consumer guarantees sooner rather than...

31 January 2026
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Refund Policy In New Zealand: Returns, Exchanges And The Consumer Guarantees Act

Refund Policy In New Zealand: Returns, Exchanges And The Consumer Guarantees Act

If you sell products or services in New Zealand, you’ll eventually deal with a customer asking for a refund, exchange, repair, or store credit. And while it’s tempting to solve this with...

22 January 2026
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How Can Your Business Avoid Misleading or Deceptive Conduct? (2026 Updated)

How Can Your Business Avoid Misleading or Deceptive Conduct? (2026 Updated)

When you’re running a business, it’s easy to think “misleading or deceptive conduct” only happens when someone is intentionally dishonest. In reality, it often happens through small oversights - a promo that’s...

6 January 2025
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Product Liability In New Zealand (2026 Updated)

Product Liability In New Zealand (2026 Updated)

If you sell products in New Zealand, product liability isn’t something to leave until “later”. One faulty batch, a misleading label, or a supplier issue can quickly turn into refunds, complaints, or...

6 January 2025
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Is It Illegal To Delete Or Change Your Business’ Online Reviews? (2026 Updated)

Is It Illegal To Delete Or Change Your Business’ Online Reviews? (2026 Updated)

Online reviews can make or break a small business in New Zealand. They’re often the first thing a customer sees when they Google you, scroll your socials, or compare you with a...

6 January 2025
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Returns, Refunds and Exchanges: What Are Your Obligations? (2026 Updated)

Returns, Refunds and Exchanges: What Are Your Obligations? (2026 Updated)

You’ve made the sale, you’ve packed the order, and then the message comes through: “I want a refund.” If you run a business in New Zealand, returns and refunds can feel like...

6 January 2025
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Displaying The Correct Advertised Price For Your Goods (2026 Updated)

Displaying The Correct Advertised Price For Your Goods (2026 Updated)

Getting your pricing right sounds simple - until you’ve got in-store shelf labels, online listings, discount codes, “was/now” promos, marketplace fees, delivery charges, and staff updating prices across multiple systems. And if...

6 January 2025
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How Can Your Business Comply With Consumer Guarantees? (2026 Updated)

How Can Your Business Comply With Consumer Guarantees? (2026 Updated)

If you sell products or services in New Zealand, consumer guarantees probably apply to you - even if you’re a tiny business, you sell online, or you only make sales “sometimes”. And...

6 January 2025
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Customer Loyalty Programs: A Legal And Practical Overview (2026 Updated)

Customer Loyalty Programs: A Legal And Practical Overview (2026 Updated)

A great customer loyalty program can turn a one-off purchase into a long-term relationship. Done well, it helps you grow repeat business, learn what your customers love, and stand out in a...

6 January 2025
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Recommended Retail Price: How Do You Know If Your Price Is Right? (2026 Updated)

Recommended Retail Price: How Do You Know If Your Price Is Right? (2026 Updated)

Setting a price can feel like a guessing game. You don’t want to undercharge and burn out. But you also don’t want to overcharge and watch customers disappear (or worse, attract complaints...

6 January 2025
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What Is Greenwashing? (2026 Updated)

What Is Greenwashing? (2026 Updated)

More and more customers in New Zealand want to buy from businesses that genuinely care about sustainability. That’s great news if you’ve invested in greener materials, cleaner supply chains, or lower-emissions operations....

6 January 2025
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How To Deal With Negative Online Reviews (2026 Updated)

How To Deal With Negative Online Reviews (2026 Updated)

Negative online reviews can feel personal - especially when you’ve poured time, money and a lot of energy into building your business. But here’s the good news: with the right approach, a...

5 January 2025
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